Charitable Gift Annuity
There's a way for you to support Hardin-Simmons University and feel confident that you have dependable income in your retirement years. You can do this with a charitable gift annuity.
This type of donation can provide you with regular payments and allow HSU to continue its mission. You can also qualify for a variety of tax benefits, including a federal income tax charitable deduction when you itemize.
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An Example of How It Works
Dennis, 66, and Mary, 65, want to make a contribution to HSU but they also want to ensure that they have dependable income during their retirement years. They establish a $20,000 charitable gift annuity.
Based on their ages, they will receive a payment rate of 3.9%, which means that they will receive $780 each year for the remainder of their lives. They're also eligible for a federal income tax charitable deduction of $4,878* when they itemize. Finally, they know that after their lifetimes, the remaining amount will be used to support our mission.
*Based on a 1.2% charitable midterm federal rate. Deductions and calculations will vary depending on your personal circumstances.
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